Recent Commercial Posts
Simple Tips to Filing a Fire Damage Claim
Fire damage in North Riverside, CA
When you purchased your commercial property insurance, you probably never expected to be the victim of a fire in the office. This emergency could cause widespread damage in the workplace. Without the right plan, you could face some expensive cleanup. Thankfully, once you make a fire claim, you can expect to have the financial help you need to rebuild.
The Right Response
In the immediate aftermath of an office fire, you need to take appropriate steps to ensure you effectively file a fire claim. After safely getting out of the building, make sure you do the following:
- Contact the fire department and other first responders.
- Contact a professional fire remediation company to start the cleanup process.
- Call your insurance agent to report the incident.
After making an initial call to the insurance company, you should collect vital information to share with your agent in a subsequent conversation. If it's safe to re-enter the building, and if authorities allow it, take pictures of the fire damage. If you cannot go inside, coordinate with cleanup technicians to get these photos. You should also document equipment, materials and items that were damaged or lost in the fire. Make sure you are accurate and honest as you furnish this information to the insurance company.
Coordinate With the Cleanup Company
You will work closely with the fire restoration team and your insurance company during the cleanup and rebuilding phase. Once your insurance company approves your claim, it should pay the restoration crew for its services. Communicate often with your agent. Be prepared to answer questions and provide much information as requested. In the meantime, if you have to pay for any repairs before getting your settlement money, keep the receipts and records so you can give these to the insurance company.
Despite your best preparation, you may not be able to prevent a fire in your North Riverside, CA, building. If you have to file a fire claim, follow these guidelines.
Keep Your Business Operational During a Power Outage
Buy a portable generator and make sure you get one that is strong
A big storm in Beaumont, CA, can shut your business down for days, maybe even weeks. A power outage will shut down computers, affect security systems, shut off refrigeration capability and turn your building dark. It's always a good idea to have a backup plan and to prepare for the worst. Business interruption insurance can reduce the impact on your company's bottom line. Contact with a local storm remediation team allows you to get to work on recovery in a matter of hours. Anything you can do to minimize the scope of storm damage is time and money well spent.
The Importance of Keeping Your Business Going
With some forethought, and consultation with experts, a power outage can be handled with some grace and style. Consider these steps to protect your business from a major storm:
- Install an uninterrupted power supply source for all computers; this allows the computer to run on battery power and at least allow time for saving critical files.
- Make use of the pervasiveness of WiFi; this enables you to use your phone for emergency communications.
- Buy a portable generator and make sure you get one that is strong enough to power up critical systems such as computers or refrigeration.
Keeping part of your business going is better than having everything shut down. A good plan may still allow you to service customers, keep employees occupied and save vital inventory.
The Value of a Plan
There are many facets to a storm preparedness plan. It's not something you can make up under pressure. Some things to consider include making sure your insurance protection is current and will cover losses. Employees can be a big asset if they are trained in what steps to take during a power outage. Knowledgeable employees will also increase the safety of customers. Finally, make sure you have a plan in place to speed up the storm damage recovery process.
How To Address Mold in Your Air Conditioning Ducts
Black mold damage in Riverside, CA
When you think of mold damage in your building, you probably picture large spores lurking on the walls or ceilings. Sometimes, however, the black mold is less obvious. It may be hiding somewhere in your Riverside, CA, commercial property.
Air ducts are a common location for mold. They feed off the dust and moisture that is common in HVAC systems.
Musty odors and black dust near the air vents are signs of a possible mold problem. If the issue is not properly handled, the mold could spread and cause severe harm to your property.
Removing Air Conditioner Mold
Mold thus needs to be addressed immediately. Below are the basic mold cleanup steps:
- Have a certified inspector check the property for mold
- Replace the insulation, if necessary
- Disinfect the ductwork
- Find and address the source of the mold growth
Cleaning black mold improperly can just cause additional damage. Instead, you should use specialists who know how to remove the mold and prevent it from coming back.
Limiting Mold Growth
Because the black mold cleanup process can be costly and time-consuming, you should take steps to prevent an infestation before it starts. That means making sure your property has clean ducts. Bring in a technician at least twice annually to perform maintenance and fix any issues.
Dust and debris within the air conditioning vents can also promote mold growth. You should thus get the filters changed regularly.
There are also steps you can take to limit mold growth in the rest of your building. Be sure to dry wet areas immediately, clean clogged gutters and lower the indoor humidity.
Black mold can damage building materials and temporarily shut down your commercial property. Since mold often grows in damp places, you should regularly clean and inspect your air conditioner ducts. If you see spores or smell an unusual odor, mold remediation specialists can address the problem before it gets worse.