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Fire & Water - Cleanup & Restoration

3 Ways To Avoid Mold-Related Lawsuits

2/21/2020 (Permalink)

black spots on a white wall Commercial tenants may want to obtain environmental insurance coverage that extends from pollution to a mold claim.

The presence of mold can make a building potentially unsafe for commercial tenants. Although the Occupational Safety and Health Act does not set precise standards for mold contamination, property managers and owners can still be liable for mold infestations, particularly if they do not take timely action to restore water damage or maintain coverage that extends to mold insurance claims. Here are three ways to avoid lawsuits related to mold damage at a building in Riverside, CA.


1. Quickly Mitigate and Restore Water Damage


Mold can start to form within 48 to 72 hours following water damage. Commercial tenants should be able to quickly notify property owners or managers about damage. Water damage mitigation and cleanup is more cost effective than waiting until damage becomes more severe and mold remediation may be needed.


2. Regularly Inspect Commercial Properties


Some types of water damage, such as slow roof leaks, may not be immediately apparent to tenants. Regular inspections are the best way for owners and managers to stay apprised of any risks and observe signs of mold sooner rather than later. Plan to inspect a commercial property at least once a year, and document each inspection to support future property damage or mold insurance claims.


3. Protect Businesses With Environmental Insurance

These policies protect enterprises from third-party claims that are not covered by general commercial property or liability insurance. Environmental insurance can be especially helpful for businesses located in structures undergoing black mold cleanup.


These measures may help property owners and managers deal with legal liability for mold. Mitigating and restoring water damage as soon as possible may eliminate the need for making mold insurance claims. Regularly monitoring the condition of commercial properties in Riverside, CA is the most effective way to resolve potential problems before mold cleanup is necessary.

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